Licensed Insolvency Practitioners with over 25 years of experience

Why are Overdrawn Directors’ Loan Accounts currently under the spotlight?

Overdrawn Directors Loan Accounts

Insolvency Practitioners are reporting a sharp rise in cases involving Overdrawn Directors Loan accounts (DLAs) – a trend that reflects both the volume of corporate failures and the growing scrutiny of directors’ financial conduct. With high numbers of companies entering liquidation and increased regulatory enforcement following the misuse of Covid support schemes, DLAs have become […]

Hospitality businesses under pressure: why turnover is vanity and profit is sanity

Hospitality businesses under pressure

It’s no secret that the hospitality sector is facing one of its toughest periods in recent memory. From pubs and restaurants to cafés and catering firms, businesses across the UK are grappling with rising costs, shrinking margins and growing uncertainty. For many directors, the question is no longer whether things are difficult. It’s how long […]

Overdrawn Directors’ Loan Accounts: why do they matter in insolvency?

Overdrawn Directors' Loan Accounts

Overdrawn Directors’ Loan Accounts in insolvency – the consequences for directors could be severe. Is your company insolvent? Could it be heading towards liquidation? Overdrawn Directors’ Loan AccountS (DLA) are not just a technical detail. When a Company enters an insolvency process a DLA becomes due and payable and is a legal debt that you, […]

Family Business Insolvency: when relationships and risk collide

Family Business Insolvency

Family businesses are a cornerstone of the UK economy. They outnumber all other private sector firms, employ millions, and contribute significantly to national output. But when a family-run company faces financial difficulty, the challenges go far beyond the balance sheet, with impacts on relationships, succession plans, and even personal assets. In this article, we look […]

Struggling businesses should think twice about taking out loans for survival, especially where Personal Guarantees (“PG’s”) are involved

Personal Guarantee Risks

The increasing challenge of securing business finance – and the potential risks of using Alternative Lenders The ability for small businesses to secure finance has become significantly more challenging in recent years. According to a recent analysis by Funding Xchange, businesses seeking loans are now carrying more than double the debt-to-turnover ratio compared to pre-pandemic […]

Antony Batty & Company Employee Focus: Tom O’Keeffe

Insolvency specialist

Insolvency Specialist Tom is based at our Central London Office and specialises in Creditors Voluntary Liquidations and Administrations. This month we are shining the spotlight on one of our colleagues, Tom O’Keeffe, an insolvency specialist who is based at our Central London office. Tom works closely alongside our Licensed Insolvency Practitioners and specialises in Creditors Voluntary Liquidations. […]

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